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本帖最后由 hijames 于 2015-8-31 20:59 编辑 % X. J: N$ S! H* g2 s
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1 [0 d/ B+ R; W$ o" Q' u" i" K: ]7 |" U这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:
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: S: a* k/ O. d1 |. PScotia Momentum VISA Infinite card
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.( j2 {* s* h- ?3 N1 ^
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。 , U0 P% M5 r2 y+ d% s+ B( R; |* K; ]
*加油及超市买菜4%返现; [( }! q' K% w8 U Q% j
*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
3 A \6 l% E: i; d4 B*其他消费1%返现3 f/ a6 f* b' B+ p6 G
*首年免年费,而后$99
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( y+ o# ]' c, E* {. O: M* \2 i5 aScotiabank Gold American Express Card
1 Z( d9 E' e: ]*开卡送15000点积分,价值$150" D3 G( E' W& W% p8 n! A \4 j$ q1 i
*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
' z9 ~3 t9 y7 v3 S, l0 F3 p*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等; z& X' K& y! t: v( l0 g& D
*限时优惠!首年免年费,而后是$99。
2 C5 D) u! Q3 F; `# f- B* A*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。
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- `+ y. {! T+ m1 zAmerican Express® AeroplanPlus® Platinum Card
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
. p) T( h m" f. \4 O$ T& }( q*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.
! e5 E- j0 G: }. h" ]7 {! O Y*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000
2 ?2 u5 R6 k/ ?8 x* D3 O*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
2 g% n; K; B$ E/ Z( s1 |2 k6 X*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight
' ^. c# _) `* H9 m0 M% n3 R8 F) ~*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in- T( w; O1 Y6 d9 i' W" J
*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
, ?2 A- v1 u- p1 e& i. k*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full
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0 r4 p1 p4 i$ r& y `SCENE® VISA card; K$ k+ F. C3 B" z( U
*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.6 X/ X7 e* b3 j/ H i' v
*开卡送2000点SCENE积分/ ?0 q" f S( c% Y$ k3 _9 k6 j5 }
*在Cineplex影院或网站消费$1可获5点SCENE积分( J; c" I5 v( y8 V( q6 U
*其他消费每$1可获1点积分
, A# g+ M; Z# n& o8 h- A*无年费
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