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这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:
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Scotia Momentum VISA Infinite card+ [6 O: a' z/ i& U+ V
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.
! C5 H/ W0 l+ \7 E还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
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+ S, }8 Y3 k/ _3 ^: K*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
% `0 m0 U4 D5 Q4 b, k*其他消费1%返现
& k& X3 h6 v1 v*首年免年费,而后$99- q; R! Q6 m- |+ M
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Scotiabank Gold American Express Card% a% ?& d6 G7 |6 W
*开卡送15000点积分,价值$1501 o. N/ M1 J, g& ~9 e& \% z
*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
R z S) t! Z1 R, S6 l*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等. B3 c9 Z2 P5 n8 q2 E
*限时优惠!首年免年费,而后是$99。* `1 a) N- C6 T8 ?" [" l
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。7 \' p8 i+ j' w! e
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American Express® AeroplanPlus® Platinum Card, _" ?; ~8 V& i1 h, A: \
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
% y; n- I p1 E1 R5 x*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.
$ v1 v8 v9 s+ h% {3 F/ D- ~' m& S*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000) q0 ~$ d1 d) u. y8 u* N3 q: V
*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
1 e1 x5 `- x8 D( q6 V*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight( s2 S9 c. Q! E6 S# |
*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
3 Z6 @9 g# n. o* L* B$ O) ]*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
/ R) f$ _% N6 r4 u7 ~*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full# h: Y5 `2 N9 ?8 W
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' d/ m- V( l! e+ H2 p' BSCENE® VISA card5 C/ j1 r3 C7 u0 Y# O" W* V
*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.
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7 F* ~9 j# c. p/ o% R' o- V*在Cineplex影院或网站消费$1可获5点SCENE积分9 M" R; O6 z( ~& Z" [+ i
*其他消费每$1可获1点积分
- t* u! ?$ A/ z g4 W: d*无年费7 T" |0 o, M- k" C# S- }6 E6 l
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