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这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:' I+ M7 e! h- P
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Scotia Momentum VISA Infinite card
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' ~& u7 p1 U9 _+ l! ^买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.
0 Y$ h+ n8 v+ u9 c: R还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
: C8 [ ~: y6 z1 }+ Z2 B& m*加油及超市买菜4%返现6 l4 T' g" B& }* g: u0 R: ^- R% E
*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
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. J8 q$ w$ y5 x( ^' @; A*首年免年费,而后$99
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Scotiabank Gold American Express Card* F2 a! G6 ~6 m4 R( _
*开卡送15000点积分,价值$150
5 ^7 ~2 a$ O Q: W, g*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
8 ]+ E2 H( U( U" U: S*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等
! [2 E& ]( O% E* J0 |3 W*限时优惠!首年免年费,而后是$99。
; F; l# G* D1 V' w: q*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。$ U7 j( Q: D5 Y2 c7 i
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6 s: F4 O: N( V" LAmerican Express® AeroplanPlus® Platinum Card
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。 ; ?3 U+ |( V, B U4 B6 t E6 h
*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.% r9 g2 r0 Q+ J
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,0007 `' X9 k, _8 T
*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
& k; W4 _! a {* T*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight
4 L7 B# k T: o4 R9 `0 _3 W*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in8 S5 m: H; l, X7 Q+ ]& l
*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
8 O* `: h) ]' j* H, [4 J*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full
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SCENE® VISA card9 M7 J8 C: A0 D# E9 L5 I
*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.
2 C0 l6 @0 i( m' Y1 b& F; r+ i*开卡送2000点SCENE积分
. B0 R2 o( W$ b# d*在Cineplex影院或网站消费$1可获5点SCENE积分. m- l; R( j0 e& O# w+ R. U: m
*其他消费每$1可获1点积分& S' o3 y' g1 W" p# w
*无年费% U, ?! Z8 T9 e g6 T
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