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本帖最后由 hijames 于 2015-8-31 19:49 编辑
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8 I% \) P2 T5 }" u这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:+ i$ c' ~3 I7 ~% }3 }1 Z( C
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Scotia Momentum VISA Infinite card
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* t0 ?% {/ N% T0 m/ u0 _- Q C买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.- G6 j! ]7 Y; Q# U, ?/ k/ A% ~8 ]
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。 ' d% b' @3 Q9 U3 i! Q+ c% A6 M. F
*加油及超市买菜4%返现1 S y3 e8 r2 I7 c7 Z: O
*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现; R5 ?% z9 H2 V; K, U
*其他消费1%返现- A! I) v& H& E- h' \7 S* W3 w
*限时(3月31号前),首年免年费,而后$99
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Scotiabank Gold American Express Card
+ d# K$ B) E0 c; n. r+ a: A*开卡送15000点积分,价值$150
( [- V7 H/ F& Z8 g9 n/ V/ y. L. e*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现1 L4 E* i; h/ R- V. h
*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等4 _( o* L) u8 u" _; U0 w
*限时优惠!首年免年费,而后是$99。' V& I: B. ?/ V2 O( v5 {
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。. p3 V8 [3 P) z& p$ q" {. L+ g
*点击查看详情
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American Express® AeroplanPlus® Platinum Card
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
6 x6 p* |1 _5 l$ I' H9 I0 @*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.9 p6 y. R' _' b3 @
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000
2 M4 S% P9 Q( H- R& l: f4 ^* V*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually' d* m0 {" ?( r* u4 W3 {) t+ ~$ K
*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight
2 |+ w8 I- j2 S# V1 {$ ^/ S1 `*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
6 R! E" b. {4 n+ V: t" x$ l; \6 F*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
7 r: \/ o3 B* p D# N+ Q( E8 N*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full
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SCENE® VISA card
% [" L/ C# v* B0 h/ \, \) s7 {5 m*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分." A' Y. x( d2 {& m8 R1 R
*开卡送2000点SCENE积分
5 U" v4 e+ B4 ^- e6 h& O*在Cineplex影院或网站消费$1可获5点SCENE积分2 ^: e# f; T* L- A& d& R5 f" `- I
*其他消费每$1可获1点积分+ K5 z. l' Z! r) d, Z' n/ F
*无年费0 x5 V+ b6 U3 l5 C+ J
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