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这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:/ i1 N: ]- m L5 T" A
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0 ^7 h- g- ?+ l& pScotia Momentum VISA Infinite card
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税., j! q" y/ {7 X9 j! e7 ^) g/ ~9 Y
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。 2 g6 ~4 T* V! X
*加油及超市买菜4%返现
( {' F- a* c- u/ t" r7 Y2 x2 @*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
# U0 c% O |7 E2 L3 o5 z* c+ }*其他消费1%返现! k) n9 m! S. ?% A" V
*限时(3月31号前),首年免年费,而后$99% V1 w! a8 ] ~# t) L
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0 r7 G" Z5 s9 Y& }2 c& NScotiabank Gold American Express Card
; u$ i3 k4 [8 X1 W. ]*开卡送15000点积分,价值$150
1 _. W' w: y4 H8 t*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
5 X) I- ?( L2 J& l*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等
) y8 F% C0 J) Q. w*限时优惠!首年免年费,而后是$99。/ Q' E' k* P3 ~; W, x' `
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。
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American Express® AeroplanPlus® Platinum Card3 q h, d+ z F R5 d
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
- S# P4 M [/ m8 H" H3 c*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.0 ^! j/ d+ F! q6 S, A% F$ @, \
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000
4 b( |( y9 F: u% T& W7 L*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually5 {2 U' d: H: |- S ~
*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight
0 n- o8 F7 U8 ?' ~# b5 v) j! Z*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in4 e* b& B/ l1 s. ^% s& j6 ~
*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.# {& M# Q3 `( k, q/ Q& B& Z
*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full0 N# \# s" N8 X# i+ O# V
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3 R( B4 L X3 n$ w6 f, D1 _1 c3 qSCENE® VISA card
) e( p3 S( v2 |5 J B! O) a9 a*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.- o8 ]$ R7 }1 {# j
*开卡送2000点SCENE积分8 z4 f4 a L4 d/ j8 a+ ]2 |) s
*在Cineplex影院或网站消费$1可获5点SCENE积分
( `/ }. V5 P# G1 \, `6 {0 G: k: X*其他消费每$1可获1点积分, B8 Q# d; O1 h4 z0 W- Y4 I
*无年费
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