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这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:, Z, r, K1 u8 A' f3 t9 ~2 w
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0 l$ j% l, ~; w; ?Scotia Momentum VISA Infinite card6 F) y7 W& w% b# a( d( N2 j7 F2 k
3 B& h% N. ?8 w- W; ^ Z8 r& j买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.1 r5 [8 V( L1 V) s
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
1 C' N8 R1 i8 }0 R) t3 N# K& f*加油及超市买菜4%返现
: t1 w/ | I3 v*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现0 l; E6 P7 Q! V D
*其他消费1%返现8 r' E% ]( F% v) L( r
*限时(3月31号前),首年免年费,而后$99 d* Q& c2 C& p+ v
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Scotiabank Gold American Express Card8 U* E$ O# ^# E7 I
*开卡送15000点积分,价值$1505 h( U; v0 |) V6 }6 F$ w9 z7 `4 |: L
*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
+ X/ ?: [% U+ m$ _8 V" ?5 ]( K2 I*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等* v% F* J& ~: ~5 x; G
*限时优惠!首年免年费,而后是$99。# M: L- F8 h- {9 d+ J7 B O5 m
*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。
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3 k$ h# x |' H6 wAmerican Express® AeroplanPlus® Platinum Card# G% L9 E' E8 L2 {
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加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
! d# G! _8 K# O7 W*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.0 S) z5 }6 c( ]* c
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000
q7 `4 g. }/ m V: ]*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
$ A. N2 a* T/ |& W1 T) {*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight. o3 ?' o' Z3 H8 u1 s' Q
*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in2 Y; f- E" i- B6 e) \# A- @
*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.3 P- n/ n5 \; b" L
*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full
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SCENE® VISA card
1 ~5 h4 m+ V5 N$ A" @*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.
* Z/ V: }. i; D/ {*开卡送2000点SCENE积分
9 F1 D& r' a1 H0 B# D: d& E1 _*在Cineplex影院或网站消费$1可获5点SCENE积分
' I: K: G- U) G" I* D*其他消费每$1可获1点积分
: F# D& c8 O/ _0 ], K' {*无年费
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