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这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:" r1 J+ H1 P5 o7 a; k
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Scotia Momentum VISA Infinite card
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买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.
0 ?- y0 ^" ~. D还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
6 a7 I \" U4 M, `8 M8 I3 g( G# W*加油及超市买菜4%返现
0 \& C1 |( i; D! D4 o0 G*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现( {8 ^+ F: b0 M& O& @7 |; x: D
*其他消费1%返现' H& ]' K" m6 `( V( q2 b
*限时(3月31号前),首年免年费,而后$99
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Scotiabank Gold American Express Card
6 _( ~( a- j- Z* X d) I5 z*开卡送15000点积分,价值$150, X1 x R3 u2 R0 I4 W7 q; Q
*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现$ S4 J0 ~6 f7 ?5 G3 B! N
*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等
, q' Y Y+ |* Z* ^*限时优惠!首年免年费,而后是$99。
- l' n8 n* c+ L" P! ^! P+ R*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。
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American Express® AeroplanPlus® Platinum Card- o6 ]) E6 m) n) M* W4 t& B$ w. S
; Q3 E0 `2 U' W( r. N加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
( h) S. @) L l9 q; ?6 I W*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program.0 K" i9 s- n2 |; s
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000
0 n' w, p5 h* T9 O6 k }0 Q: E*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually1 \+ W" M2 A5 K/ [
*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight
# b9 j4 c- C9 Q) I0 D' J, A*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in, ^ _+ Q4 p0 a7 t Z" K6 i
*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
$ y7 ~5 z! ~ [*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full0 Q( w! L, e1 I2 T2 U9 Y
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SCENE® VISA card
4 m9 d ~: X5 U3 U*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分.+ h8 v- r; |8 w, u' b
*开卡送2000点SCENE积分/ p4 `- v8 B- j
*在Cineplex影院或网站消费$1可获5点SCENE积分
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*无年费- L* _' x2 [% W* o) k$ B
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