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这些卡有的前六个月在买菜加油等处有5%的返现,之后也有2%,有些卡加油买菜4%返现,每年拿回好几百。有的卡开卡就送2万积分,可以对换价值$75的礼品卡,涵盖加拿大加油,百货店各个方面,还不要年费,纯属白拿的福利。新来的学生信用分数低,可以从学生卡开始申请,慢慢建立自己的信用。各种好卡请您往下看:
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; Y0 x" L* q% h% m- KScotia Momentum VISA Infinite card! W9 f" {: w" t, j- a A# U `
( h, }; M$ j% z" S( r买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现. 对于家庭日常花销,或是花销较大的个人,无疑将是最佳利器,每年可以拿回$700左右,堪比退税.' I1 i) v8 R3 E% h6 `
还可以到Grocery店去购买其它的礼品卡, 比如futureshop,这样买电器也有4%的返现了。(当然这招不可滥用,否则有可能会被关闭账户)。
9 T- M4 G, l# b$ [; r9 l*加油及超市买菜4%返现
) d8 Y' g/ O9 n z0 P*药店及按月支付的账单(如手机,网络,水电煤气,甚至Gym的会员费) 2%返现
+ Y r5 ?# x* ?$ s+ Y( ]) s*其他消费1%返现
/ R0 A1 u0 e8 @; ]. y1 G- N*限时(3月31号前),首年免年费,而后$999 v7 F* H: u# X! n
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Scotiabank Gold American Express Card
: c! u) N6 x2 z*开卡送15000点积分,价值$150
. q( T J2 X W- c1 d3 `*加油,超市买菜,吃饭娱乐每$1可获4点积分,相当于4%返现
6 o5 B" f2 p8 P# N, e+ `+ r*免费享受各类旅行保险,包括紧急医疗,飞机延误,行李丢失或延误,租车,酒店遭窃等
+ z. h1 v% ^; K6 L3 w; F+ q7 T*限时优惠!首年免年费,而后是$99。
z5 n3 m$ j' U9 M# O*美国运通American Express在信用卡中,服务最好是一致公认的. 这张专为旅行设计的信用卡,虽说有$99的年费,但是最高4倍积分,各种旅行保险, 对于经常旅行的人士就物超所值了。/ x0 d1 M% l, n3 I
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American Express® AeroplanPlus® Platinum Card0 I/ C* p( A Y9 |
& T; {. m! E$ f$ @加航白金卡,开卡送30000点,点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅,每年换短途机票可以有一次换一送一,享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。 . E% }1 D6 u7 X% W% P; R
*Earn 30,000 Bonus Aeroplan®* Miles after you spend $1,000 in your first three months of Cardmembership. Apply by April 1st, 2014 and your welcome bonus can be eligible towards reaching Distinction status in the Aeroplan Program. L, P* ]& N2 D- ?
*Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000! B- r* q ~$ m
*Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually4 n% o) S, X# e2 b" K5 q$ F
*Enjoy an annual 2-for-1 Partner Ticket™ when you redeem 15,000 Aeroplan Miles for a short-haul flight7 N3 P$ h1 ^) b0 H" \
*Bypass the regular check-in line at the airport with access to Air Canada Executive First®*/Executive Class®* Priority Airport Check-in
) @# H! Z+ J0 |2 D! `9 y; J*Go confidently with coverage that's as broad as your horizons, including Car Rental Theft and Damage Insurance, Emergency Medical Insurance (out of province/country), and much more.
& U9 f: |* @8 s8 d* x*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full9 a0 T1 z3 B% e3 ]$ z& a N% O
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SCENE® VISA card
) N/ q3 V! |' C! I6 F$ t1 f& ~. I0 ^*为学生及爱看电影的达人设计,没有年费,开卡送2000点,够换两张电影票, 看电影消费5倍积分., r7 i0 I. T1 ]* O! h
*开卡送2000点SCENE积分. c7 `+ y# ~5 D& Z: R& K, P: i
*在Cineplex影院或网站消费$1可获5点SCENE积分2 R- V3 s* q O7 n( c3 t) C4 F
*其他消费每$1可获1点积分
: ~3 S& ]- ^ {: R/ @; @*无年费/ q5 H& i+ l, U- M( e# P6 ~
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